Developments that concern you as a consumer and me as a consumer's lawyer

Stephen M. Otto, Esq.

Last Updated:
Dec 5, 2007

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Gender: Male
Status: Single
Age: 36
Sign: Gemini

City: SEWICKLEY
State: PENNSYLVANIA
Country: US

Signup Date: 12/17/04

Blog Archive
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Tuesday, October 09, 2007

Please visit my "new" blog

Dear Readers,

This blog is no longer active.  Please take a moment to visit my "new" blog which covers topics ranging from Pennsylvania Bankruptcy, Pittsburgh Bankruptcy, Beaver County Bankruptcy, Butler County BankruptcyLawrence County Bankruptcy, Westmoreland County Bankruptcy and Somerset County Bankruptcy.

11:12 PM - 0 Comments - 0 Kudos - Add Comment

Sunday, December 17, 2006

Complications arising from merger between Bank of America, MBNA, etc.

Some of you may not be aware that Bank of America and MBNA merged.  In order to fully execute the merger, the two companies have been trying to integrate their very enormous and complex computer systems which track all of their consumer credit card accounts.  Unfortunately, there have been serious problems with the new system.  One problem is that many of the old "flags" relating to collection activities and status were lost or removed.  The end result is that many folks shouldn't be receiving collection letters related to their old MBNA and B of A accounts are, particularly those who filed for bankruptcy, in some cases years ago, and discharged their obligations.  Read about it here:

http://www.consumeraffairs.com/news04/2006/11/bofa_glitches.html

6:55 PM - 0 Comments - 0 Kudos - Add Comment

Greed, Selfishness, and Stem Cell "therapy"
Category: Religion and Philosophy

Folks:

We need to speak out against incredible evil like this!  I pray this is not the logical result of stem cell "research" and "therapy".  We need to do everything in our power to protect society's weak and innocent.

http://www.dailymail.co.uk/pages/live/articles/health/healthmain.html?in_article_id=423057&in_page_id=1774

Official website of an organization that pays big $$ for stem cell harvesting:

http://www.regenmd.com/

Imagine having the precious lives of infants murdered for the sake of your beauty treatment....this is precisely what IRM is doing.

12:33 PM - 0 Comments - 0 Kudos - Add Comment

Friday, October 13, 2006

IRS Tax Transcripts
Category: Goals, Plans, Hopes

If you need to find what the IRS has on file for you, I have the ability to obtain your file from the IRS literally within minutes (in most cases) using a special hotline and my personal "CAF" number.  Please contact me for more information. 

5:15 PM - 0 Comments - 0 Kudos - Add Comment

The Tax Man cometh....on October 16, 2006
Category: Goals, Plans, Hopes

Those of you who applied for an extension to file your 2005 personal income taxes should remember that your return is due on October 16th unless you apply for a second extension. 

2:30 PM - 0 Comments - 0 Kudos - Add Comment


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